“It’s your Attitude not your Aptitude that defines your Altitude.”

Unlocking Your Potential

A dynamic and inspiring life skills workshop for young adults.

Today more than ever, parents and educators need effective tools to help young adults become more purposeful and self-directed in an increasing and rapidly changing world. Tools to help them understand that they are beautiful and unique just the way they are, and to provide the inspiration to reach high and achieve great things in life.

Unlocking Your Potential helps develop a strong sense of self-confidence and self esteem, laying the foundation for healthy achievement and healthy emotional development. The premise is simple: catch kids when they are young enough and it’s a lot easier to help them develop the right attitudes for success in life. In the years since Unlocking Your Potential was created, thousands of students have been positively impacted by its principles and concepts, and it is currently utilized in high schools, clubs and associations around the country.

It isn’t what I have, it’s what I do with what I have that determines my performance.

Unlocking Your Potential guides young people through a process that develops winning habit patterns and offers a “tool kit” they will carry with them for the rest of their lives. Participants learn about the ingredients that make up a person’s potential, how great achievers become successful, and how their techniques and systems can be applied. They learn how to develop the right attitude … a positive self-image … positive self-talk … techniques for goal setting … characteristics of high-performers … and much more.

Unlocking Your Potential provides young adults with hope and plays an important role in their lives by helping them decide where they are going and how to get there. It helps them understand why attitude management is a life skill and key to employment success. Centered around a powerful video assisted format, each Unlocking Your Potential session includes discussions and activities that make learning practical and energizing.

http://edgelearning.com/unlocking-your-potential/

LIFE is precious , consume it accordingly =)

“Love your job but don’t love your company,because you may not know when your company stops loving you”

ALWAYS LEAVE OFFICE ON TIME

1.Work is a never-ending process.It can never be completed.

2.Interest of a client is important ,so is your family.

3.If you fall in your life,neither your boss nor client will offer you a helping hand;your family and friends will.

4.Life is not only about work,office anf client.There si more to life.You need time to socialize,entertain,relax and exercise.Don’t let life be meaningless.

5.A person who stays late at the office is not a hardworking person.instead he/shes a fool who does not know hoe to manage work within the stipulated time.He/She is inefficient and incompetent in his work.

6.You did not study hard and struggle in life to become a machine.

7.If your boss forces you to work late,he /she may be ineffective and have a meaningless life too;so forward this to him/her.

DR.APJ Abdul Kalam

Invest only What You Can Afford TO Lose

With all the complexities in this world, it is great to have rules of thumb that take much of the guess work out of decision-making.

A boss in my first job taught me one such rule: you should only invest what you can afford to lose. The logic behind this strategy is that investing is full of risk. So investing only what you can afford to lose would anesthetize you if and when actual losses do occur.

But hold on a minute. If we were to strictly follow the rule of thumb, we would not be investing any money at all. Why?

Take situation A where your investment gave a return of Php50,000. You would no doubt be thrilled.

Now consider how you would feel about situation B where your investment initially produced a gain of Php100,000 but soon after incurred a loss of Php50,000.

Offhand, the net return in both situations is the same Php50,000. However, to get to the Php50,000 net gain of situation B, you would need to lose Php50,000 first from the initial gain of Php100,000.

Behavioral economists say that most people would rather go through situation A than situation B because people hate losing, period. People tend to feel a greater intensity of emotion when losing as compared to when they are winning, even if the object of loss or gain is the same absolute amount, in this case Php50,000.

Investing is all about making the future more affordable by deploying money in instruments that provide potentially higher returns but at a higher risk. That risk comes in the form of potential loss of earnings and even principal. And no investment is without risk.

Perhaps the better rule of thumb would be to invest what you need to afford a better future. So if you need Php1 million, say for the four-year college tuition of your child, ten years from now and you only have Php50,000 to start with, but have an opportunity to make 8% p.a. net and compounded on a certain investment, you would need to invest almost Php62,000 annually for the next 10 years. (In MS Excel, type on any cell =pmt(.08,10,-50000,1000000). Ignore the negative and $ signs in the result.)

If on the other hand, you had Php200,000 to start with, you would need to invest only slightly over Php32,000 annually. (In MS Excel, type on any cell =pmt(.08,10,-200000,1000000).)

But what can be done about the risk? The way to minimize risk is to go for diversification. I will talk about this at length in the next blog.

For now, know that you should really invest what you need and not only what you think you can afford to lose. If you did the latter, you could lose something of greater value; and in our example, it could be the college education of your child.

http://ww1.insularlife.com.ph/savingstips/invest-only-what-you-can-afford-to-lose-2/

Efren Ll. Cruz is a Registered Financial Planner of RFP Philippines, personal finance coach, seasoned investment adviser and bestselling author of “Pwede Na! The Complete Pinoy Guide to Personal Finance” and bestselling co-author of “Pwede Na! The Complete Pinoy Guide to Retirement and Estate Planning”. Questions about this blog may be posted here, sent by SMS to 0917-505-0709 or emailed to efren@personalfinance.ph.

Procrastination

Procrastination is the practice of carrying out less urgent tasks in preference to more urgent ones, or doing more pleasurable things in place of less pleasurable ones, and thus putting off impending tasks to a later time, sometimes to the “last minute” before the deadline.

The pleasure principle may be responsible for procrastination; one may prefer to avoid negative emotions, and to delay stressful tasks. The belief that one works best under pressure provides an additional incentive to the postponement of tasks.[1] Some psychologists cite such behavior as a mechanism for coping with the anxiety associated with starting or completing any task or decision.[2] Steel indicated in 2010 that anxiety is just as likely to get people to start working early as late and the focus should be impulsiveness. That is, anxiety will cause people to delay only if they are impulsive.[3]

Schraw, Wadkins, and Olafson in 2007 proposed three criteria for a behavior to be classified as academic procrastination: it must be counterproductive, needless, and delaying.[4] Steel reviewed all previous attempts to define procrastination and in 2007 indicated it is “to voluntarily delay an intended course of action despite expecting to be worse off for the delay.”.[5] Sabini & Silver argued that postponement and irrationality are the two key features of procrastination; putting a task off is not procrastination, they argue, if there are rational reasons for doing so.

Procrastination may result in stress, a sense of guilt and crisis, severe loss of personal productivity, as well as social disapproval for not meeting responsibilities or commitments. These feelings combined may promote further procrastination. While it is regarded as normal for people to procrastinate to some degree, it becomes a problem when it impedes normal functioning. Chronic procrastination may be a sign of an underlying psychological disorder. Such procrastinators may have difficulty seeking support due to social stigma and the belief that task-aversion is caused by laziness, low willpower or low ambition.[5] On the other hand many regard procrastination as a useful way of identifying what is important to us personally as it is rare to procrastinate when one truly values the task at hand.[6]

Bakit kailangan natin ng EXTRA INCOME ???? kailangan ko pa ba eh meron na ako existing work ??

supermanfly1127

Kaisipan ng iba:
kailangan ko pa ba ng EXTRA INCOME eh may trabaho naman ako?
sagot ko:
of course! ..kasi your extra income is your security net…
what if nawalan ka bigla ng trabaho?
what if kung kailangan mo na mag retire at ang inaasahan mo lang ay yung retirement fee mo,?

pero hanggang saan ka at ng pamilya mo pwede buhayin nun? and what if, kung OFW ka naman at kailangan mo ng umuwi para naman makasama pamilya mo?..d ba mas maganda kung may PLAN B ka?
kaya’t ano pa ang iisipin mo eh EXTRA INCOME na yan!!

many full time working people build their home based business parttime…
papaiwan ka na lang ba?

sabayan mo na kami!

Join us Making Money ONLINE.
To those who are interested to EARN MONEY ONLINE USING FACEBOOK…
Requirements:
PC/CP
LAPTOP,
INTERNET
FACEBOOK ACCT.

1.Add me : http://fb.com/rowena.c.delacruz.52
2. Watch the video SWA

View original post 49 more words

Intellectual Property

intellectual property

Any intangible asset that consists of human knowledge and ideas. Some examples are patents, copyrights, trademarks and software. Most such assets cannot be recongized on a balance sheet when internally generated, since it is very difficult to objectively value intellectual property assets (slightly different rules apply in the case of software). They can, however, be included in a balance sheet if acquired, which allows a more accurate valuation for the acquisition cost).

supermanfly1127

Bakit kailangan natin ng EXTRA INCOME ???? kailangan ko pa ba eh meron na ako existing work ??

Image

Bakit kailangan natin ng EXTRA INCOME ???? kailangan ko pa ba eh meron na ako existing work ??

Kaisipan ng iba: kailangan ko pa ba ng EXTRA INCOME eh may trabaho naman ako? sagot ko: of course! ..kasi your extra income is your security net… what if nawalan ka bigla ng trabaho? what if kung kailangan mo na mag retire at ang inaasahan mo lang ay yung retirement fee mo,?

pero hanggang saan ka at ng pamilya mo pwede buhayin nun? and what if, kung OFW ka naman at kailangan mo ng umuwi para naman makasama pamilya mo?..d ba mas maganda kung may PLAN B ka? kaya’t ano pa ang iisipin mo eh EXTRA INCOME na yan!!

many full time working people build their home based business parttime… papaiwan ka na lang ba?

sabayan mo na kami!

Join us Making Money ONLINE. To those who are interested to EARN…

View original post 9 more words

Bakit kailangan natin ng EXTRA INCOME ???? kailangan ko pa ba eh meron na ako existing work ??

Image

Bakit kailangan natin ng EXTRA INCOME ???? kailangan ko pa ba eh meron na ako existing work ??

Kaisipan ng iba: kailangan ko pa ba ng EXTRA INCOME eh may trabaho naman ako? sagot ko: of course! ..kasi your extra income is your security net… what if nawalan ka bigla ng trabaho? what if kung kailangan mo na mag retire at ang inaasahan mo lang ay yung retirement fee mo,?

pero hanggang saan ka at ng pamilya mo pwede buhayin nun? and what if, kung OFW ka naman at kailangan mo ng umuwi para naman makasama pamilya mo?..d ba mas maganda kung may PLAN B ka? kaya’t ano pa ang iisipin mo eh EXTRA INCOME na yan!!

many full time working people build their home based business parttime… papaiwan ka na lang ba?

sabayan mo na kami!

Join us Making Money ONLINE. To those who are interested to EARN MONEY ONLINE USING FACEBOOK… Requirements: PC/CP LAPTOP, INTERNET

Supreme Wealth Alliance Corporation

Supreme Wealth Alliance Corporation exists because we want transformation. The poor to be rich. The needy to be bountiful. The pessimists to be optimists. The hopeless to be hopeful. The timid to be bold. The receiver to be the giver. The impossible to be possible.

SWAC exists to see people change for the better. We shall accomplish this thru teamwork, thru the union of each other’s passion and commitment and most importantly, thru the STRENGTH and WISDOM we get from the CREATOR and author of LIFE who made all good things possible.

SWAC’s core values are teamwork, sincerity, honesty and selflessness. Thru these core values, we will achieve our goals together. Nobody gets left behind.

SWAC products and services will all be centered in achieving excellence in the aspects of mind, body and soul development

Join un now on making money online
Please visit my website: http://supermanfly.swaultimate.com/register/